State Bankruptcy Exemption Choices
Find a debtors bankruptcy attorney here from Total Bankruptcy.

Alabama

State Only

Alaska

State Only

Arizona

State Only

Arkansas

State or Federal

California

State Only

Colorado

State Only

Connecticut

State or Federal

Delaware

State Only

Florida

State Only

Georgia

State Only

Hawaii

State or Federal

Idaho

State Only

Illinois

State Only

Indiana

State Only

Iowa

State Only

Kansas

State Only

Kentucky

State or Federal

Louisiana

State Only

Maine

State Only

Maryland

State Only

Massachusetts

State or Federal

Michigan

State or Federal

Minnesota

State or Federal

Mississippi

State Only

Missouri

State Only

Montana

State Only

Nebraska

State Only

Nevada

State Only

New Hampshire

State or Federal

New Jersey

State or Federal

New Mexico

State or Federal

New York

State Only

North Carolina

State Only

North Dakota

State Only

Ohio

State Only

Oklahoma

State Only

Oregon

State Only

Pennsylvania

State or Federal

Rhode Island

State or Federal

South Carolina

State Only

South Dakota

State Only

Tennessee

State Only

Texas

State or Federal

Utah

State Only

Vermont

State or Federal

Virginia

State Only

Washington

State or Federal

West Virginia

State Only

Wisconsin

State or Federal

Wyoming

State Only

Click here for the Federal and State Exemptions

Click here for Individual State Exemptions





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Lifestyle | Real Property and Other Hard Assets | Foreclosure | Cash, Stocks, IRAs and Other Soft Assets | Secured vs. Unsecured Creditors | Credit Rating | Debt Workout Mortgages & Secured Debt | Credit Card & Unsecured Debt | Bankruptcy | Do Nothing | Deed in Lieu of Foreclosure | Do Nothing Home Forclosure | Pay Creditors in Full | Debt Consolidation Loan | Non-Profit Credit Counseling | Credit Card Balance Transfer

Debt Consolidation / Debt Settlement Program - Consolidate your credit card and unsecured personal debt with a program to settle balances for 30-50 cents on the dollar. Make monthly payments toward the total settlement over a period of years. Free initial consultation. Learn more and see if your situation fits the program online.

A Guide to Borrowing Money with Bad Credit - Including informational articles on obtaining a home mortgage, auto loan, credit card or unsecured personal loan.

Credit Cards For People With Bad Credit - Read either informational articles on obtaining any type of bank card or credit card with bad credit, including a definition of what is bad credit or look at a complete set of FAQs dealing secured credit cards.

Credit Repair and Credit Rebuilding -Credit repair and credit rebuilding article. Topics include how to repair your credit and warnings about credit repair scams. Links to other credit repair sites and professional credit repair services plus my own Free Guide to Help Repair and Rebuild your Credit Report. For more credit help try 14 Do's and Don'ts To Raise A Score Fast or the Credit Score FAQ.

Who to pay when you can't pay everyone - An article addressing cash allocation for debtors.

How to Get money when you need money - Examines WHEN you really NEED money and how to get money even with bad credit for an emegency or financial crisis.

Stop Home Foreclosure Help - Articles to better understand the foreclsoure process and how to avoid a foreclosure including an interactive tool to analyze your own situation and point you in the right direction to keep your home, a list of various ways to halt a foreclosure, a list of 10 mistakes to avoid when facing foreclosure and foreclosure myths.

Personal Home Budget Analysis - An interactive tool to learn where your money REALLY goes. Input your income and expenses, the program will automatically determine if you have accounted for all you have spent. When you have discovered all your expenses you will be know the details of any overspending. Use this information to help plan and keep a monthly budget or change spending to avoid further debt or bankruptcy.

For information on contacting Mory Brenner, Esq. please visit the contact page.

Nothing contained herein should be construed to constitute advice for your personal circumstances. This is intended as a peripheral exposure to the various options available, but by no means is this a comprehensive or exhaustive analysis of the bankruptcy laws or their alternatives. Whether or not you should file a Chapter 7 bankruptcy, Chapter 13 bankruptcy, or any bankruptcy, will vary depending on your personal circumstances and should only be undertaken after careful consideration, analysis and after consultation with an attorney experienced with such matters. These pages may contain information and rules peculiar to the Commonwealth of Massachusetts.

This material may be considered advertising under the rules of the Supreme Judicial Court of Massachusetts.

Web site design by Mory Brenner. This page, and all contents, are Copyright (C) 2010 by

Financial Firebird Corporation, 150 North Street Suite 40, Pittsfield, Massachusetts 01201.


The most recent update of this page occurred on 11/12/10.