Individual State Bankruptcy Exemptions


From Mory Brenner, Esq., author and editor of:
Bankruptcy Alternatives / Debtor's Options
FAQs examining the debt itself, personal issues and many resolution options including workouts, payment and bankruptcy.

Debtor Links
Sites for debtors on bankruptcy (including my own Chapter 7 or Chapter 13 FAQ), federal exemptions, state exemptions, workouts, credit counseling, IRS, credit rebuilding, and more! US, UK and Canada. 
Alternative Mortgage Sources USA
Links to residential lenders and mortgage brokers throughout the United States offering loans to borrowers with credit problems, bankruptcy or foreclosures on their credit report. Apply On-Line service available.
Alternative Finance Sources USA -Car Loans
Links to lenders and finance companies throughout the United States offering refinancing, new or used car loans to borrowers with credit problems, bankruptcy or foreclosures on their credit report. Includes a nationwide used car search engine.


Alternative Finance Sources USA -Credit Cards
Links to lenders and credit card companies granting credit cards to those with credit problems, bankruptcy or foreclosures on their credit report. Debtors-Please use this page to help rebuild your credit, not incur more debt!

Find a debtors bankruptcy attorney here from Total Bankruptcy.

First, check HERE to see whether your state permits you claim EITHER federal or State exemptions (whether you may choose), or if you may only use the State exemptions. Then check your State's exemptions on the chart below (and compare to the federal exemptions, if you have a choice). Don't forget to use your browser's "print" function to print out the federal and State exemptions for a side-by-side comparison.

Click on state

D. C.

Kentucky

Montana

Ohio

Utah

Alabama

Florida

Louisiana

Nebraska

Oklahoma

Vermont

Alaska

Georgia

Maine

Nevada

Oregon

Virginia

Arizona

Hawaii

Maryland

New Hampshire

Pennsylvania

Washington

Arkansas

Idaho

Massachusetts

New Jersey

Rhode Island

West Virginia

California

Illinois

Michigan

New Mexico

South Carolina

Wisconsin

Colorado

Indiana

Minnesota

New York

South Dakota

Wyoming

Connecticut

Iowa

Mississippi

North Carolina

Tennessee

Click here for fed exemptions

Delaware

Kansas

Missouri

North Dakota

Texas





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Nothing contained herein should be construed to constitute advice for your personal circumstances. This is intended as a peripheral exposure to the various options available, but by no means is this a comprehensive or exhaustive analysis of the bankruptcy laws or their alternatives. Whether or not you should file a Chapter 7, Chapter 13, Chapter 11 or any bankruptcy, will vary depending on your personal circumstances and should only be undertaken after careful consideration, analysis and after consultation with an attorney experienced with such matters. These pages may contain information and rules peculiar to the Commonwealth of Massachusetts.

This material may be considered advertising under the rules of the Supreme Judicial Court of Massachusetts.

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Financial Firebird Corp., 150 North Street Suite 40, Pittsfield, Massachusetts 01201.

The most recent update of this page occured on 02/13/07.


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