Debtor Links    

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Debt Consolidation / Debt Settlement Program


From Mory Brenner, Esq. Author and Editor of:
Bankruptcy Alternatives / Debtor's Options
FAQs examining the debt itself, personal issues and many resolution options including workouts, payment and bankruptcy.


Alternative Mortgage Sources USA

Links to residential lenders and mortgage brokers throughout the United States offering loans to borrowers with credit problems, bankruptcy or foreclosures on their credit report. Apply On-Line service available.

Alternative Finance Sources USA -Car loans
Links to lenders and finance companies throughout the United States offering refinancing, new or used car loans to borrowers with credit problems, bankruptcy or foreclosures on their credit report. Includes a new and used car information site and nationwide used car search engine.

Alternative Finance Sources USA -Commercial Lending
Links to lenders and finance companies throughout the United States offering mortgages, refinancing, equipment leasing, or other loans to commercial borrowers with credit problems, bankruptcy or foreclosures on their credit report.


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Debtor Links Categories:
Bankruptcy - General FAQs | Bankruptcy - Laws and Specific Issues
Credit Problems | Miscellaneous | Sponsor Links | International

Bankruptcy - General FAQs

Mory Brenner, Esq - My own Chapter 7 or Chapter 13 FAQ. Prepared for someone who has just decided to file for a Chapter 13 bankruptcy who has questions about the process ahead, but those only thinking about a Chapter 13 should find it useful as well.

University of Arizona College of Law - On-line bankruptcy course featuring very detailed and in depth information on Chapter 7. Chapter 13 and Chapter 11 are under construction..

Owen W. Katz - A Pennsylvania attorney whose site includes a Chapter 13 primer. Although written more for law journals than for the layman, there is good information here.

U.S. Bankruptcy Court for New Mexico - Including information on Chapter 7, Chapter 13, Chapter 11, and even Chapter 12.

Law Offices of Mark J. Markus - A Bankruptcy attorney in the Los Angeles area. His site includes very brief overviews of Chapter 7, Chapter 13, and Chapter 11 filings.

Nemia L. Shulte - A bankruptcy FAQ geared to general questions asked by those needing to know what bankruptcy is before considering filing.

Dictionary of Bankruptcy Terminology - By Robert Bernstein's Law Firm, offices in Pennsylvania.

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Bankruptcy - Laws and Specific Issues

Find a debtors bankruptcy attorney here from Total Bankruptcy.

Find Law: Bankruptcy Law - Access the laws themselves from here, also many many other links.

Bankruptcy Lawfinder - Edited by Boston Attorney Warren Agin for other attorneys, but one of the best sites of it's kind.

Bankruptcy Filing: Chapter 7 - Focusing on what is dischargeable, by Attorney Louis E. "Lee" Madere, Jr.

U.S. Bankruptcy Code - Personal Exemptions - Updated to reflect 1994 changes, as well as a chart of which states allow election of federal exemptions.

Each State's Bankruptcy Exemptions - A list of exemptions by state for those choosing state exemptions or where Federal exemptions are not allowed.

Internet Bankruptcy Library - Geared a bit more for lawyers and creditors, but debtors may still find useful information here.

Who To Pay When You Can't Pay Everyone - An article by Mory Brenner, Esq. about how to allocate cash and avoid foreclosure.

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Credit Problems

Credit Cards for those with Bad Credit - A site with legitimate secured and unsecured credit cards for those with a bad credit history to help rebuild good credit. Do not go here just to borrow more money, use this site to help rebuild credit after you have solved the problems.

Free Guide to Rebuild or Establish Good Credit - Credit repair and credit score improvement using free online tools and articles to guide you through the process of obtaining a truly free credit report, how to repair your credit report, secure a credit card, auto loan or mortgage loan with no credit or bad credit, increase your credit score and improve your personal budget and spending problems.

Debt Consolidation / Debt Settlement Program - Consolidate your credit card and unsecured personal debt with a program to settle balances for 30-50 cents on the dollar. Make monthly payments toward the total settlement over a period of years. Free initial consultation. Learn more and see if your situation fits the program online.

Commercial Debt Settlement - Settle business debts and some tax debt for pennies on the dollar.

A Guide to Borrowing Money with Bad Credit - Including informational articles on obtaining a home mortgage, auto loan or credit card.

Online Loan Tools - Your credit report in 30 seconds for $9, loan calculator & online mortgage application form.

Credit Report and Zip Code Table - Each zip code has a "preferred" credit bureau, see which matches your area.

Credit Repair and Credit Rebuilding - Credit repair and credit rebuilding article. Topics include how to repair your credit and warnings about credit repair scams. Links to other credit repair sites and professional credit repair services.

About.com Credit Site - A large collection of good consumer oriented credit articles.

Managing Your Debts - A guide from consumer agencies with an eye toward credit counseling.

Consumer Protection - From the Federal Trade Commission including Credit Repair - self help may be best and how to dispute errors.

Experian - How to get a free copy of your credit report if you live in Colorado, Georgia, Massachusetts, Maryland, New Jersey and Vermont. Also free to those who have recently been denied credit.

Ask Max - A consumer advice column from an Experian executive. Including great answers for questions dealing with when is a negative item removed from a credit report.

Consumer Reports - An Article non-profit credit counseling services.

Center for Debt Management - Many good links from a non-profit organization.

Non-Profit Credit Counseling Service Ads - A non-profit agencies working with debtors throughout the United States.

Florida Attorney General's Office - Warnings about credit report scams.

Michael Kielsky - A do it yourself guide to insure an accurate credit report.

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Miscellaneous

Personal Budget Calculator - Plan your budget and discover where your money really goes each month with this inteactive tool or find a link to stick to your budget or a simple interactive budget worksheet form.

Get Out of Debt - An article about debt and personal relationships.

Divorce Info.com - Many informative pages on aspects of divorce including bankruptcy and divorce.

Medical Debt Relief - Help to achieve relief from medical debt including tips to settle medical debt, reduce liabilities for required treatments and avoid personal financial responsibility for healthcare in the first place.

Debtor's Anonymous - A "12 step" program for debtors.

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Sponsored Links

Stop Home Foreclosure Help - Articles to better understand the foreclsoure process and how to avoid a foreclosure including an interactive tool to analyze your own situation and point you in the right direction to keep your home.

Fix Debt - Debt consolidation loan, credit counseling, debt settlement or bankruptcy? Free articles and pre-qualification questionnaires for each debt option. A debtor attorney guides you to the best way to fix your debt problem.

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International

Sands & Associates - Canadian Trustees in Bankruptcy. Site includes more links than I can begin to list. It's the Debtor Links of the North, a must for Canadian debtors.

Credit Canada - A non-profit counseling service based in Toronto.

Legal Resource.Com - A good guide for US debtors with extensive global links.

Hodgson's Insolvency Notes - More information for debtors in the UK.

The Repossession Page - Help for UK folks who have lost their home.

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Click here for information on personal debt analysis.

Bankruptcy Alternatives / Debtor's Options - Home Page


Lifestyle | Real Property and Other Hard Assets | Foreclosure | Cash, Stocks, IRAs and Other Soft Assets | Secured vs. Unsecured Creditors | Credit Rating | Debt Workout Mortgages & Secured Debt | Credit Card & Unsecured Debt | Bankruptcy | Do Nothing | Deed in Lieu of Foreclosure | Do Nothing Home Forclosure | Pay Creditors in Full | Debt Consolidation Loan | Non-Profit Credit Counseling | Credit Card Balance Transfer

Debt Consolidation / Debt Settlement Program - Consolidate your credit card and unsecured personal debt with a program to settle balances for 30-50 cents on the dollar. Make monthly payments toward the total settlement over a period of years. Free initial consultation. Learn more and see if your situation fits the program online.

A Guide to Borrowing Money with Bad Credit - Including informational articles on obtaining a home mortgage, auto loan, credit card or unsecured personal loan.

Credit Cards For People With Bad Credit - Read either informational articles on obtaining any type of bank card or credit card with bad credit, including a definition of what is bad credit or look at a complete set of FAQs dealing secured credit cards.

Credit Repair and Credit Rebuilding -Credit repair and credit rebuilding article. Topics include how to repair your credit and warnings about credit repair scams. Links to other credit repair sites and professional credit repair services plus my own Free Guide to Help Repair and Rebuild your Credit Report. For more credit help try 14 Do's and Don'ts To Raise A Score Fast or the Credit Score FAQ.

Who to pay when you can't pay everyone - An article addressing cash allocation for debtors.

How to Get money when you need money - Examines WHEN you really NEED money and how to get money even with bad credit for an emegency or financial crisis.

Stop Home Foreclosure Help - Articles to better understand the foreclsoure process and how to avoid a foreclosure including an interactive tool to analyze your own situation and point you in the right direction to keep your home, a list of various ways to halt a foreclosure, a list of 10 mistakes to avoid when facing foreclosure and foreclosure myths.

Personal Home Budget Analysis - An interactive tool to learn where your money REALLY goes. Input your income and expenses, the program will automatically determine if you have accounted for all you have spent. When you have discovered all your expenses you will be know the details of any overspending. Use this information to help plan and keep a monthly budget or change spending to avoid further debt or bankruptcy.

For information on contacting Mory Brenner, Esq. please visit the contact page.

Nothing contained herein should be construed to constitute advice for your personal circumstances. This is intended as a peripheral exposure to the various options available, but by no means is this a comprehensive or exhaustive analysis of the bankruptcy laws or their alternatives. Whether or not you should file a Chapter 7 bankruptcy, Chapter 13 bankruptcy, or any bankruptcy, will vary depending on your personal circumstances and should only be undertaken after careful consideration, analysis and after consultation with an attorney experienced with such matters. These pages may contain information and rules peculiar to the Commonwealth of Massachusetts.

This material may be considered advertising under the rules of the Supreme Judicial Court of Massachusetts.

Web site design by Mory Brenner. This page, and all contents, are Copyright (C) 2009 by

Financial Firebird Corporation, 150 North Street Suite 40, Pittsfield, Massachusetts 01201.

Financial Firebird Corporation, 150 North Street Suite 40, Pittsfield, Massachusetts 01201.

The most recent update of this page occurred on 01/06/10.

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